Gina McKague is very active in her three daughters’ financial curriculum at their schools. “The successful financial mindset begins in the formative years, McKague confesses. Learning about credit, balancing a check book, and preparing for the future should start to be taught by middle school, if not earlier. I’m amazed when I hear parents wait for their kids to learn it in High School or even College. After all, if a college student gets a credit card and doesn’t understand the repercussions of bad credit, they could go down a very dangerous path.”

McKague enjoys youth outreach, especially financial literacy. If you’re interested in having McKague speak at your school, e-mail her at mckaguefin@att.net.

Check out McKague’s recent comments on www.chase.com, “How to Teach Your Kids about Money without Cash.” McKague talks about emphasizing the benefits of security, “In our household, we teach our children, especially our teenager, that whenever she is paying a bill or dealing with finances to revert to using her phone data so she is on a secure network. We teach her to always use a secure password, even when they aren’t required.”