Unfortunately, many of our clients are unclear about exactly how some of their investments work, how they benefit them, and why they perform the way they do relative to market conditions and fees. We take time to investigate each investment vehicle you are using or considering and show you the pros and cons for your situation.

With fewer and fewer companies offering pensions and defined benefit plans, it’s become rarer and rarer for anyone to have a future income stream that he or she can rely on during retirement. Several financial products, like annuities, provide an investor the opportunity to solve that problem by creating his or her own personal pension.

To learn more about income planning, give us a call at (734) 425-0112 and schedule a free financial consultation.

Do you know if your money is being preserved properly in your existing 401(k) account? Rolling over a 401(k) or other savings account given from an employer to an IRA or RMD may be beneficial for your financial situation. There are many ways that your savings can be maximized using the proper retirement account.

To learn more about IRA/RMD rollover, give us a call at (734) 425-0112 and schedule a free financial consultation.

Annuities are arguably the most common, most utilized, yet most misunderstood financial products available to consumers today. In fact, most investors have no idea that there are actually four very different and unique types of annuities available to them. Instead, most people have been misled by both the media and certain financial personalities who misrepresent and lump all annuities together as if each one works exactly the same.

To learn more about annuities, give us a call at (734) 425-0112 and schedule a free financial consultation.

Income taxes can be one of the largest expenses in retirement. Paying attention to and planning consistent ‘taxable income’ is the key to finding the most effective and efficient strategy. We will discuss all of your options together and determine a plan that works best for your situation.

No one wants to pay more money in taxes than they have to. With tax planning, we can utilize certain financial products that can minimize how much you pay in taxes. There are many strategies that operate to help you save money in taxes during retirement. We would love to help assist you in navigating all of the tax rules to maximize how much of your hard-earned money you get to keep in your pocket.